The Rainbow Lighthouse Kindergarten is a purposebuilt school designed to provide your children with holistic learning experience, giving them a right head start in life. RLK is located on a serene and spacious environment. We offer flexible programmes for children from 18 months to 6 years old with enrolment accepted throughout the year.
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|Saving for Education|
Every parent dreams of their child getting an excellent education. Parents dream of their child having the ability to fulfill their dreams in adulthood : whether it be being a scientist, having the money to travel, or owning their own land. A good education can be expensive and this is why saving for education is so important.
The first step in saving for education is to look at your income. Make a list of all of your bills and expenses (food, housing, clothing, etc); then add up your expenses. Next, subtract the amount of money you have coming in (income) by the amount of money you have going out. Ideally, you should have some money left over. If you do not, you will have to take a second look at your expenses and find places where you can cut back. The money you have left over should be saved for education.
Find ways to make the education money grow. Putting the money in a savings account is the easiest way to save for education. Most banks give interest on money put in a savings account. By putting money in a savings account, you are allowing the amount of money to add up by doing nothing.
Another way to save for education is by investing. When investing, it is important to seek the advice of a good financial advisor. A financial advisor will meet with you to discuss your goals and how you can best meet them. An advisor will also inform you of what investments are the safest, which will yield the most money, and which investments come with a high risk. Most investors advise parents saving for education to invest in a combination of the safest and those which yield the most interest.
Often times, grandparents and other family members can help in saving for education. Talk frankly with you family members about your child’ educational needs. It could be that they are already planning on helping you save for education. Ask if they have their money invested and, if not, ask them if they are willing to give the money early so that you may invest it.
It may be necessary to take on second job or a part time job in order to save for education. Put the money earned from this job directly into the bank savings account. Children in their teens may also be able to work to earn money to put away towards their savings for education.
Parents saving for education should also check with their child’s potential school to see if they have any financial aid or financial programs. Schools can also help parents file for government programs to help with saving for education.